✓ England & Wales · Free Service

Non-Fault Accident Claim UK

The accident wasn't your fault — so the claim should cost you nothing. Road Claim handles everything and you get £75 just for registering.

£0
Cost to You
£75
Sign-Up Bonus
<1hr
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Free, no obligation — takes 60 seconds

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🔒 Free · No Win No Fee · No obligation

What Is It?

What is a Non-Fault Accident Claim?

A non-fault accident claim is a claim you make against the at-fault driver's insurance when an accident was not your fault. Because the other driver (or their insurer) is responsible, the entire cost of the claim process is recovered from them — not from you.

This means you can claim for vehicle repair, a free replacement vehicle, and any other losses without spending a penny. Road Claim manages the entire process on your behalf, from submitting the claim to keeping you updated at every stage.

Whether you were in a car, on a motorbike, riding a bicycle, working as a PCO or taxi driver, or doing deliveries on a moped — if the accident wasn't your fault, you have the right to claim.

All Vehicle Types

We Cover Every Vehicle on UK Roads

Road Claim handles non-fault accident claims for all road users in England and Wales.

🚗

Car Accident Claim

Non-fault car accident? We manage your claim, organise vehicle repair and arrange a free like-for-like replacement car.

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🚕

PCO / Taxi / Minicab Claim

Licensed PCO or taxi driver? We arrange a licensed like-for-like replacement vehicle so you keep earning while your vehicle is repaired.

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🏍️

Motorbike Accident Claim

Motorcyclists are among the most vulnerable road users. We ensure your non-fault motorbike claim is handled with the urgency it deserves.

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Cyclist Accident Claim

Involved in a non-fault cycling accident? Claim for bike repair, replacement bicycle and any financial losses at zero cost.

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🛵

Delivery Rider Claim

Delivery drivers and moped riders working for Uber Eats, Deliveroo or Just Eat — we cover you for non-fault accident claims.

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Fleet / Van Claim

Company vehicles, vans and fleets covered. Minimise downtime with rapid claim handling and a like-for-like replacement vehicle.

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Simple Process

How Your Non-Fault Claim Works

1

Submit Your Details

Fill in our 2-minute form with your contact details and vehicle type. That's all we need to get started.

2

We Call You Within 1 Hour

A specialist calls you within 1 hour (Mon–Sat 8am–8pm) to take full details of your accident and assess your claim.

3

We Manage Everything

We notify the at-fault insurer, arrange vehicle recovery, repair and a free replacement vehicle — all at no cost to you.

4

You Receive £75 Bonus

On registration of your eligible claim, you receive a £75 sign-up bonus. Refer a friend and earn another £75 per referral.

What You Get

What Can You Claim After a Non-Fault Accident?

After a non-fault accident, you may be entitled to claim for all of the following — at zero cost to you:

  • Full vehicle repair at an approved repairer
  • Free like-for-like replacement vehicle during repairs
  • Vehicle recovery from the accident scene
  • Loss of earnings if you were unable to work
  • Storage costs for your damaged vehicle
  • Total loss settlement if your vehicle is written off
  • Credit hire vehicle if your vehicle is a total loss
The Road Claim Promise
  • ✓ £0 cost to you — ever
  • ✓ No effect on your insurance
  • ✓ No licence points
  • ✓ £75 sign-up bonus
  • ✓ Partner of DAMS / Anexo Group
Start Your Free Claim →
FAQ

Common Questions About Non-Fault Claims

What is a non-fault accident claim? ▼
A non-fault accident claim is made when the accident was caused by another driver's negligence. You claim against their insurer — meaning you pay nothing.
How much does it cost to make a non-fault claim? ▼
Nothing. Road Claim's service is completely free. All costs are recovered from the at-fault driver's insurer.
Will making a claim affect my insurance premium? ▼
No. A non-fault claim should not affect your no-claims bonus or increase your premium, because the liability rests with the at-fault driver.
How long do I have to make a claim? ▼
In England and Wales you generally have 3 years from the date of the accident. However, it's always best to act as soon as possible while evidence is fresh.
What if the other driver was uninsured? ▼
You may still be able to claim through the Motor Insurers' Bureau (MIB). Contact Road Claim and we will advise you on your options.
Can I get a free replacement vehicle? ▼
Yes. If you were involved in a non-fault accident you are entitled to a like-for-like replacement vehicle at no cost while yours is being repaired. See our free replacement vehicle page.
Ready to Start?

Make Your Non-Fault Claim Today

Takes 2 minutes. We call you within 1 hour. £75 bonus on registration.