What types of bicycle does Road Claim cover?

All types — road bikes, mountain bikes, hybrids, e-bikes, cargo bikes and hire bikes.

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🚲 Road · Commuter · Mountain · Hire Bike

Cyclist Accident Claim UK

Involved in a non-fault cycling accident? Road Claim manages your entire claim for completely free — free replacement bike, full repair, all costs recovered from the at-fault driver's insurer. £75 sign-up bonus.

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£75

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All Cyclists Covered

Every Type of Cyclist Has the Right to Claim After a Non-Fault Accident

Whether you're a daily commuter, a weekend road cyclist, a mountain biker or just someone who rides for fun — if a driver caused your accident, you have the legal right to claim against their insurer at zero cost to you.

Road Claim handles non-fault cyclist accident claims across all of England and Wales. We arrange a replacement bicycle, manage repairs and recover all costs from the at-fault insurer — including loss of earnings if your cycling was professional.

Free like-for-like replacement bike within 24hrs
Full bicycle repair at approved workshop
Recovery from accident scene if needed
Loss of earnings for delivery / professional cyclists
Total loss settlement if bike is written off
E-bikes, cargo bikes & hire bikes covered
£75 sign-up bonus on eligible registration
Road bikes, mountain bikes, hybrids all covered

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Road & Commuter

Daily commuters and road cyclists hit by cars at junctions, roundabouts or while overtaken.

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Mountain & Leisure

Off-road and leisure cyclists involved in non-fault collisions on public roads.

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E-Bike Riders

Electrically assisted pedal cycle riders — see our e-bike accident claim page.

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Cycle Delivery

Deliveroo cyclists, Pedal Me, Gophr — see our cycle delivery claim page.

What You Can Claim

What Can a Cyclist Claim After a Non-Fault Accident?

After a non-fault cycling accident you may be entitled to claim for all of the following — at zero cost:

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Free Replacement Bike

Like-for-like replacement while yours is repaired — road, hybrid, mountain, e-bike.

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Full Bike Repair

All repair costs recovered from at-fault insurer — frame, wheels, components.

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Scene Recovery

Can't ride home? We arrange recovery of you and your bike at no cost.

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Lost Earnings

Delivery cyclists and professionals can claim income lost due to the accident.

⚠️ Don't accept a quick low offer

At-fault insurers often contact cyclists quickly with a low settlement. Road Claim ensures you receive a proper like-for-like replacement and full repair value — not the insurer's first offer.

✓£0 cost to you ever

✓Claim against at-fault insurer, not yours

✓Your no-claims bonus stays intact

✓£75 sign-up bonus

✓Replacement bike within 24hrs

✓All of England & Wales covered

Start My Free Claim →

Simple Process

How Your Cyclist Accident Claim Works

Submit Your Details

Fill in our 2-minute form. Select Bicycle/Cyclist. Takes 60 seconds.

Specialist Calls You

A specialist calls within 1 hour to confirm your entitlement and take accident details.

Replacement Bike Arranged

We arrange a like-for-like replacement bicycle and manage the repair process.

Claim Fully Handled

All costs recovered from at-fault insurer. £75 sign-up bonus paid on eligible registration.

E-bike rider? See our e-bike accident claim page. · Cycle delivery? See our cycle delivery claim page.

FAQ

Common Questions

Can I make a non-fault accident claim as a cyclist? ▼

Yes. Cyclists have the same legal rights as all other road users. If a driver caused the accident, Road Claim manages your claim at zero cost.

Can I get a free replacement bicycle? ▼

Yes. We arrange a like-for-like replacement bike within 24 hours at no cost, recovered from the at-fault insurer.

I ride an e-bike — am I covered? ▼

Yes. See our dedicated e-bike accident claim page for specific e-bike guidance.

What if my bike is written off? ▼

We manage total loss settlements to ensure you receive the full pre-accident value of your bicycle.

Can I claim if I was hit at a junction? ▼

Yes. Junction accidents are the most common cause of non-fault cyclist claims. Contact Road Claim for a free assessment.

Do I need to have been wearing a helmet? ▼

No. Not wearing a helmet does not prevent you making a claim, though it may be considered in some circumstances.

I deliver by bike — is this the right page? ▼

Delivery cyclists should see our cycle delivery accident claim page for platform-specific guidance and loss of earnings.

Ready to Start?

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Free replacement bike. Full repair. Zero cost to you.

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