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Simple Process

How Road Claim works

From submitting your claim in 3 minutes to getting your hire car and maximum compensation. We handle everything.

Four easy steps

Everything handled for you, completely free

No paperwork. No phone calls to insurers. No upfront costs. Ever.

Person filling in accident claim form online
1

Fill the form online

3 minutes. 6 questions. Enter your reg and our DVLA auto-lookup fills your vehicle details instantly.

2

We call you back

A Road Claim specialist calls you within 1 hour to confirm your details and officially open your claim.

3

Hire car at your door

A like-for-like replacement vehicle is delivered to your home or workplace, usually within 24 hours.

4

We handle everything

Repairs, insurance, solicitors. We manage the entire claim from start to finish. You pay nothing.

Step by step

Every step in detail

1

Submit your claim in 3 minutes

Fill in our simple 6-question form on this website. Enter your vehicle registration and we automatically pull your vehicle details from the DVLA database. Tell us what happened, when, and where. No paperwork, no fuss.

Tip: Submit your claim as soon as possible after the accident while details are fresh. The sooner you claim, the faster you are back on the road.
2

We call you within 1 hour

A Road Claim specialist will call you to confirm your details, answer any questions and officially open your claim. We are available 24 hours a day, 7 days a week including weekends and bank holidays. We speak English, Arabic, Bengali, Urdu and Punjabi.

3

Hire vehicle delivered to your door within 24 hours

We arrange a like-for-like replacement vehicle. If you drive a PCO taxi, you get a licensed PCO replacement. If you ride a motorbike, you get a replacement bike. Delivered to your home or workplace, usually within 24 hours. You keep it for as long as your vehicle is being repaired.

Free hire car keys delivered after non-fault accident
4

Your vehicle repaired at your local garage

We arrange collection of your damaged vehicle and delivery to a reputable garage. All repair costs are covered and you pay nothing. You can choose your preferred garage or we can arrange one for you.

5

Specialist solicitors handle your compensation

We connect you with specialist road traffic accident solicitors on a no win no fee basis. They will assess your injuries and pursue maximum compensation on your behalf. You pay nothing unless you win.

No Win No Fee
No upfront costs
Maximum compensation
6

Claim settled and you receive your compensation

Once your vehicle is repaired and your injury claim is settled, you receive your compensation directly. Your no-claims bonus is intact, you paid no excess and your insurance premium is unaffected. The at-fault driver's insurer pays for everything.

Ready to start your claim?

It takes 3 minutes and is completely free.

Start My Free Claim
Common questions

Frequently asked questions

How much does Road Claim cost?
Road Claim is completely free to use. We are paid by our partner companies when we refer a successful claim. You will never be charged by Road Claim for anything.
How long does it take to get a hire car?
In most cases we can arrange a replacement vehicle to be delivered to your door within 24 hours of your claim being opened. In many cases it is the same day.
What if the accident was partly my fault?
Our service is for non-fault accidents where another driver was at fault. If liability is disputed, our partner solicitors will assess your case and advise you on the best course of action.
Will making a claim affect my insurance?
Because the accident was not your fault, your no-claims bonus should be protected and your premiums should not be affected. All costs are recovered from the at-fault driver's insurer.
What vehicles do you cover?
We cover all road vehicles including cars, PCO and licensed taxis, motorbikes, bicycles, e-scooters and delivery vehicles. We provide like-for-like replacements for all vehicle types.
How long do I have to make a claim?
Generally you have 3 years from the date of the accident to make a personal injury claim under the Limitation Act 1980. However, we strongly advise claiming as soon as possible while evidence and memories are fresh.
Do you operate outside England and Wales?
Currently our service covers England and Wales only. We do not currently operate in Scotland or Northern Ireland.
Free. No Obligation. 3 Minutes.

Ready to claim what you are owed?

Completely free service, 24 hours a day, 7 days a week across England and Wales.