Can cyclists claim compensation after an accident?
Yes, and the law strongly protects cyclists. If you were hit by a motor vehicle and the accident was not your fault, you are entitled to compensation for your injuries, your bike repair or replacement, and any out-of-pocket expenses caused by the accident.
Cyclists do not need to have been wearing a helmet, hi-vis clothing or any other safety equipment to make a valid claim. Your right to compensation depends on fault, not on what you were wearing.
What cyclists can claim after a non-fault accident
- Bicycle repair or replacement: at no cost to you
- Personal injury compensation: for pain, suffering and loss of amenity
- Loss of earnings: if your injuries prevented you from working
- Medical expenses: physiotherapy, treatment costs
- Travel expenses: costs of getting to medical appointments
- Damaged clothing and equipment: helmet, cycling clothing, phone, bags
- Psychological injury: anxiety and PTSD following a traumatic accident
Common types of cyclist accidents we handle
Road Claim helps cyclists involved in all types of accidents, including:
- Dooring: a car driver opens their door into your path
- Junction accidents: a vehicle pulls out and hits you
- Rear end collision: a vehicle drives into the back of you
- Overtaking accidents: a vehicle passes too close and clips you
- Roundabout accidents: a vehicle fails to give way
- Hit and run: you can still claim through the Motor Insurers' Bureau
How much compensation can a cyclist claim?
Compensation amounts depend on the severity of your injuries. As a guide, the Judicial College Guidelines suggest:
- Minor soft tissue injuries (whiplash, bruising): £1,000 – £4,000
- Moderate cycling injuries (fractures, more serious soft tissue): £4,000 – £25,000
- Serious injuries (broken bones, multiple fractures): £25,000 – £100,000+
- Catastrophic injuries (spinal, brain): £100,000 – £500,000+
These are general guides only. Your specialist solicitor will assess your specific injuries and circumstances to provide an accurate estimate.
Do I need a bike to make a claim?
No, you do not need to provide a vehicle registration for a bicycle claim. When you submit through Road Claim, simply describe your bicycle (make, model, colour) and we will handle the rest. There is no DVLA lookup required for bicycles.
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