๐Ÿš• PCO ยท Private Hire ยท Black Cab ยท Minicab

Free PCO Replacement Vehicle After a Non-Fault Accident

You're legally entitled to a licensed like-for-like PCO replacement vehicle after a non-fault accident โ€” not a standard courtesy car. Road Claim delivers it within 24 hours at zero cost, so you can get back on the road legally and keep earning.

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Cost to You
24hr
PCO Delivery
100%
Hire & Reward

PCO Replacement Check

No obligation โ€” takes 60 seconds

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🔒 Free · No Win No Fee · No obligation

Your Legal Right

Why You Must Have a Licensed PCO Replacement โ€” Not a Standard Car

Many PCO and taxi drivers accept a standard courtesy car from the at-fault insurer without realising it is illegal to work in it. A vehicle must hold a valid local authority plate (e.g. TfL for London, or your local council's badge) to be used for private hire. A standard hire car has none of these.

Working in an unlicensed vehicle while logged into Uber, Bolt or any PHV app exposes you to criminal penalties, invalidated insurance, and loss of your PCO licence. Road Claim provides the correct vehicle from the start.

⚠️ The at-fault insurer may offer you a standard car

This is inadequate for professional drivers. You are entitled to a like-for-like vehicle that matches your licence category and vehicle type. Road Claim enforces this right on your behalf.

What a Proper PCO Replacement Includes

  • Valid local council or TfL plate
  • Fully insured for hire & reward
  • Like-for-like size and category
  • EV or hybrid options available
  • ULEZ-compliant where required
  • Delivered to your door within 24hrs
  • Fully comprehensive insurance included
  • App-ready (Uber, Bolt, LYFT, Free Now)
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Vehicle Types

PCO Replacement Vehicles for Every Professional Driver

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Uber / Private Hire

TfL-plated PHV delivered within 24 hours โ€” Toyota Prius, Skoda Octavia or similar. App-ready for Uber, Bolt, LYFT.

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Black Cab / Hackney

Like-for-like licensed black cab replacement. LEVC TX or equivalent. Public hire compliant.

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Executive / MPV

7-seater or executive replacement for Addison Lee or VIP private hire drivers. Mercedes V-Class, Vito or equivalent.

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EV / Hybrid Option

Electric and plug-in hybrid PCO vehicles available. ULEZ-exempt and Congestion-Charge-friendly replacements.

For full taxi claim details see our taxi accident claim page. Uber and app-based drivers see our Uber accident claim page.
FAQ

Common Questions

Can I get a free PCO replacement vehicle after a non-fault accident?
Yes. You are legally entitled to a licensed like-for-like PCO replacement vehicle at no cost if the accident was not your fault. Road Claim arranges this within 24 hours.
Why can't I use a standard courtesy car as a PCO driver?
A standard courtesy car has no local council or TfL plate and is not insured for hire and reward. Working in one violates your licence conditions and could lead to prosecution and loss of your PCO badge.
How quickly can I get my replacement PCO vehicle?
We aim to deliver within 24 hours of your initial assessment call. In major cities including London we often deliver within 12 hours.
Can I get a ULEZ-compliant EV replacement?
Yes. We have EV and hybrid PCO replacement vehicles available. Tell us when you submit your claim and we will prioritise a ULEZ-exempt vehicle.
How long can I keep the replacement vehicle?
Until your own vehicle is fully repaired. If your vehicle is written off, you keep the replacement until a total loss settlement is agreed and you can source a replacement.
Does this cost me anything?
No. All costs are recovered from the at-fault driver's insurer. Road Claim's service is free to you.
Ready to Start?

Get Your Licensed PCO Replacement Vehicle Today

Within 24 hours. TfL-compliant. Hire & reward insured. Zero cost.

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