📖 In This Guide
What Is an Accident Management Company?
An accident management company (AMC) is a specialist firm that manages the aftermath of a non-fault road accident on your behalf. Rather than dealing with insurers, repairers and replacement vehicle providers yourself, an AMC co-ordinates everything — from vehicle recovery and repair to claiming all costs back from the at-fault driver's insurer.
✓ The key benefit: An AMC works for you, not the at-fault insurer — so they're incentivised to recover the maximum you're entitled to, not settle quickly and cheaply.
What Does Road Claim Do as Your Accident Management Company?
- Provides a free like-for-like replacement vehicle within 24 hours
- Arranges vehicle recovery from the accident scene
- Manages repair at an approved repairer to manufacturer standards
- Handles all communication with the at-fault driver's insurer
- Pursues total loss settlement if your vehicle is written off
- Claims loss of earnings for professional drivers
- Registers your £75 sign-up bonus
Accident Management Company vs Using Your Own Insurer
When you're involved in a non-fault accident, you have a choice: claim through your own insurer, or use an accident management company to claim against the at-fault insurer directly.
Using your own insurer may be quicker initially, but it can affect your no-claims bonus and lead to a higher renewal premium. Using Road Claim means the claim never touches your own policy — your no-claims bonus is fully protected and your insurer doesn't even process a claim.
Is Road Claim Free?
Yes. Road Claim's service is completely free to you. We are paid by the at-fault driver's insurer as part of the claim recovery process. You pay nothing — not now, not later. There are no hidden fees. You also receive a £75 sign-up bonus on eligible claim registration.
Who Regulates Accident Management Companies?
In the UK, claims management companies are regulated by the Financial Conduct Authority (FCA) under the Claims Management Regulation framework. Road Claim works with FCA-regulated partner companies and operates as an introducer within this regulated framework.
Frequently Asked Questions
Had a Non-Fault Accident?
Road Claim manages your entire claim for free. Free replacement vehicle within 24 hours. £75 sign-up bonus.
Start Your Free Claim →